Welcome To

Britanico & Associates Financial Services Inc.

Committed to bringing you peace of mind through personalized insurance and investment solutions.

Our Services

A Solution For Every Need

Life Insurance

Term Life Insurance This insurance covers short- and medium term debts at affordable rates.Our range of term life insurance products includes:


Save for Post-Secondary Education A RESP is a savings product opened by anybody (parent, grandparent, guardian, friend, etc.)

Disability Insurance

Disability insurance provides monthly income to cover income lost due to a disability It’s the ideal solutions to avoid a disability

Critical Illness

A serious illness can have severe financial repercussions on the lifestyle of the people with the illness and their family members

Accident Insurance

Accident insurance offers your clients a lump-sum payment or reimburses certain costs to cover related expenses in the event of an accident.

Travel Insurance & Super Visa

To help your clients enjoy their vacation worry-free and to offer advantageous and competitive products.


Available to anyone 18 years or older, the TFSA is a unique savings account that allows your clients to grow their savings on a tax-free


The RRSP is a plan that helps your clients save for retirement. Anyone under 71 years old with employment income is eligible


The FHSA is a registered savings account designed to help future homeowners save for the purchase of a first home in Canada.

Accident and Sickness Insurance

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Critical Illness

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Critical Illness

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Let Know More Our Service

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About Us

Protecting Futures

Our mission is to help our clients achieve financial security. We’ve grown our insurance firm from the ground up, and we’ve accumulated 19 years of experience to ensure our clients’ security and safety through personalized insurance and investment solutions. We work with multiple insurance partners to offer you unbiased solutions based on your needs.

Assessing Need

As a full-service insurance and investment team built on the foundation of empathy, care and high quality client service, our aim is to develop long-term relationships with our clients and their families so that we can provide them with the support and guidance they need. We are committed to bringing you peace of mind by offering quality insurance and investment products and personalized service, helping you achieve your financial goals and live a healthy, happy life.

Our Team

Our Professional Team

Nannette Britanico CLU, CHS, MDRT

A financial advisor since 2002, Nannette Britanico is an experienced insurance and investment specialist in Toronto and the GTA. She builds lasting lifetime relationships with her clients. Her mission is to serve and help families through her years of knowledge in the financial services industry, her expertise and her track record of success in finding the right insurance and investment solutions. She is a Chartered Life Underwriter, a Certified Health Insurance Specialist and a Lifetime Million Dollar Round Table (MDRT)™ Member; an honourable accreditation that less than 1% of life insurance and financial services professionals achieve globally.

Nannette Britanico


Jethro Britanico

Insurance Representative

Estrella Mercurio

Insurance Representative

Evangeline Lagazo

Insurance Representative

Janine Paula Garcia

Administrative Assistant

Your future is our priority

Building bridges to secure your future

Everyone has different insurance needs. As a fiduciary, we operate on providing you with solutions that align with your current situation and future goals. Call us today for a personalized business or individual assessment and find out how we can help protect your hard-won assets. We know how important it is for you to protect your possessions and your loved ones. We are committed to providing personalized service to help each client and the ones that mean that most to them.
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Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

There are three types of life insurance: term, permanent and universal. Here are their main features:

  1. Term life insurance

    Term life provides flexible, affordable coverage for your temporary needs. It protects you and your family for a predetermined length of time, covering your financial obligations in the event of death. This is the perfect solution if you have dependent children and a limited budget, or if you have loans to pay off in the short and medium term, like a mortgage loan, and your budget is tight.

  2. Permanent life insurance

    This type of insurance will cover you for your whole life and will provide permanent coverage to your family and estate. It is typically taken out by those who want to leave an inheritance, ensure the continuity of their business or simply remain insured even if their health goes downhill or is diagnosed with a critical illness.

  3. Universal life insurance

    Finally, there is universal life insurance, a combination of permanent life insurance and savings. By opting for this insurance, you will be covered for your whole life and could save by enjoying some tax benefits. This solution lets you leave a more sizable inheritance and to protect the value of your business. It’s also a good savings option if you’ve already maxed out your RRSP et à and TFSA contributions.

  4. Participating life insurance

    Participating life insurance is permanent coverage that allows you to increase your net worth is a fiscally advantageous manner. They key advantage is that it allows you to earn dividends, which increases the value of your death benefit and your surrender value.

    It’s a more expensive insurance solution designed to meet the needs of those who want to maximize the value of their estate, generate cash flow or diversify their investments.

Yes, the surrender value can be used at any time but taxes may apply.

When speaking with us to set up your policy, we can review your policy and recommend changes to ensure you and your family have proper coverage based on a risk assessment profile.