Term Life Insurance
This insurance covers short- and medium-term debts at affordable rates.
Our range of term life insurance products includes:
Pick-A-Term: Term life insurance that offers a term of protection from 10 to 40 years for a level or decreasing amount of insurance up to 50%. Coverage is renewable on an yearly renewable term (YRT) basis.
T10 and T20: Term 10 and 20 life insurance, available for a level amount of insurance only. Coverage is renewable on a level premium basis for the duration of the term.
Participating life insurance
Permanent life insurance coverage designed to ensure tax-advantaged growth of your clients’ estates. iA PAR is intended to meet clients’ high expectations with respect to options, annual dividends and guaranteed surrender value.
Specialized life insurance
Legacy specialized life insurance is designed for those looking to access strong short-term liquidity or to build and protect their estate. It offers guaranteed permanent coverage with strong cash surrender values, premium payment flexibility and an annual bonus that can be used to purchase additional paid-up insurance to increase the death benefit and cash surrender value.
Universal Life Insurance
This life insurance is a combination of permanent insurance and savings. It offers your clients lifetime coverage and the opportunity to save with certain tax benefits.
